Health Insurance Information

If you signed into Wellfleet Insurance last year, use the same login and follow the instructions below. if you did not create a login with Wellfleet insurance last year, follow the instructions on the new student page.

Continuing students- to purchase insurance

1. Go to: https://www.studentinsurance.com/Client/2204
2. Select the "Enroll" icon
3. On the Enroll screen, select Enroll in correct Category
   • Undergraduate students- bachelor degree and 2nd bachelor degree students
   • Graduate Students- master's degree and certificate students
4. Select your plan- Annual, Fall or Summer
5. You will be directed to the Student Profile page. Complete your information using your horizon email address and NETID. 
6. Proceed with purchase. 
7. CIE will automatically move your hold. During peak times (beginning of April and November) the holds will be moved multiple times a day. During non-peak times, they will be moved once a day. 

F-1 students will always have a health insurance hold on their MyCSUEB account. When you purchase insurance, the hold will be moved to a future term, it will not be removed. It is important that you check the Health Insurance Hold information to see which term the hold is preventing you from enrolling.

To Move Your Health Insurance Hold

1. Purchase your insurance plan
2. CIE will automatically move your hold to a future semester. It will not be removed. 
   1. During peak times (April and November) holds will be moved multiple times a day. During non-peak times, holds will be moved once a day. 

Students will not receive insurance cards by mail. You will need to download a copy of your card on the Wellfleet site. It is important that you download, print and carry the insurance card with you at all times.

You can also download the Wellfleet Student Mobile App.

Students should finalize their study plans for the semester before requesting a refund. 

Students who have filed a claim with their insurance or who submit a refund request after the refund deadline are not eligible for a refund.

In addition, refunds are only provided to students, who have withdrawn from CSUEB and did not use the health insurance plan during the period of enrollment.  Students may not attend classes during the semester then request a refund for the remaining months

Requesting a Refund

1. Drop all classes
2. Email csuebhealthinsurance@csueastbay.edu. with the following information: 
   1. Full Name
   2. NETID

Deadline

You must submit your request for a refund within 30 days of the coverage start date.

Guides

Benefits at a Glance

Summary of Benefits and Coverage

The Pharmacy Benefits Manager for you plan is with Wellfleet.

You are still eligible to purchase the insurance coverage while on OPT. 

1. Go to: https://www.studentinsurance.com/Client/2204
2. Select the "Enroll" icon
3. On the Enroll screen, select Enroll for OPT
4. Select your plan- Annual, Fall or Summer
5. You will be directed to the Student Profile page. If you already have an account with Wellfleet, select the 3 blue lines on the upper right corner and select "My Account". 
6. Sign in with your previous login credentials
7. Proceed with purchase. 

If you are receiving health insurance coverage through an employer-sponsored plan (i.e. US policy through an employer or your spouse/parent's employer sponsored insurance), provide documentation of your current insurance policy to be vetted for approval. Please note your insurance coverage must begin on or before the first day of classes for the term you are applying for. Plans that begin after the first day of classes for the term you are applying for will not be approved.

You will be required to submit this documentation every semester!

Repatriation and Medical Evacuation Insurance

The university requires all F-1 students to purchase repatriation/evacuation insurance to ensure they have the resources necessary to return to their home country in the event of a catastrophic event or to have their remains returned to their country should an accident occur resulting in a student's death. F-1 students are in non-immigrant status and are therefore subject to this requirement. You will be instructed to purchase the Medical Evacuation and Repatriation plan through Wellfleet to complete this requirement. 

**Plan Ahead**

To Request a Waiver due to Employee-Sponsored Insurance

1. Obtain an electronic copy of your Summary of Benefits and Proof of Insurance (that includes your name on the policy and eligibility dates.)
2. E-mail the following to csuebhealthinsurance@csueastbay.edu.  
   1. Your full name, NETID and Date of Birth
   2. Copy of both sides of your health insurance ID card
   3. Your full insurance policy 
   4. Employer health insurance enrollment confirmation email
   5. Proof of your relationship to the primary health insurance holder if you are not the primary.
      • Marriage Certificate
      • Birth Certificate
      • Certificate of Registration of Domestic Partnership 
3. The review process may take up to 3-5 business days.
4. If approved, you will be required to purchase the Wellfleet Medical Evacuation & Repatriation plan. Instructions will be provided by the health insurance team after approval.
5. Once you have purchased the plan, please inform csuebhealthinsurance@csueastbay.edu.
6. Your hold will be moved once we receive confirmation of the Medical Evacuation and Repatriation plan purchase.

The following types of insurance will NOT be accepted for waivers: 

• Travel Insurance 
• Short-term medical plans 
• Socialized medicine policies, including Canadian policies 
• International insurance plans are underwritten in a country outside of the United States
• California Medi-Cal or out-of-state Medicaid health plans 

If you are a current student who has a financial guarantee (SACM, Kuwait), you may qualify for a waiver upon submission of the FG.

1. E-mail proof of your government-sponsored scholarship that includes reference to your health insurance to   csuebhealthinsurance@csueastbay.edu.  Include your full name and NetID in your email.
2. The review process may take 3-5 days
3. The hold will be moved for the period of coverage listed.